Shorter horizon
Ask about liquidity, capital preservation and how a loss near the goal date would affect your plan.
YOUR FINANCIAL LIFE MAP
Give your goals a place in time.
Make a first sketch of the future you are planning. Explore how time, contributions and an assumed return change a goal, then bring better questions to a professional.
Your starting point
ILLUSTRATIVE VALUE AT AGE 65
$589,033
$340,000 contributed over 20 years. The modeled value falls $410,967 short of your $1,000,000 goal.
This is arithmetic, not a recommended portfolio or predicted return. Monthly contributions are made at month-end; annual rates are divided by 12. Taxes, inflation, fees and volatility are excluded.
One account for research across the network.
Longer horizon
Discuss diversification, contribution changes and a mix of assets you could stay with during a downturn.
A whole household
Bring debt, insurance, college expenses, benefits and emergency reserves into the conversation.
Find a professional for the next step.
Use your scenario to prepare a conversation about your goals, location and planning needs.
